🚨 In Cross Plains, TN! (2025)
The City Has NO Fire Protection!
ISO Drops to Class 10
Home Insurance Premiums Skyrocket!
$500 in ADDITIONAL Premiums — Every Month — Per Household
Cross Plains, TN — still ISO Class 10!
Every minute this page is open, someone’s paying for it.
$331,000 a month. $7.66 a minute.
📅 Publicly Reported: On April 25, 2024, Smokey Barn News confirmed that Cross Plains had dropped to ISO Class 10 due to firefighter staffing shortfalls. The report also cited rising insurance costs and ongoing recruitment issues.
Read the full article here.
For more details on ISO ratings, local fire department standards, and their impact on insurance costs, see the Tennessee County Fire Handbook (Citizen Edition) , now available in print on Amazon.
This handbook is a public-domain resource, reproduced in hard copy as a community service. (See the handbook’s foreword for more information.)
This handbook—originally public-domain, now available in hard copy for practical use—is HIGHLY recommended for:
- city managers with missing budgets,
- fire chiefs without crews,
- insurance reps explaining premium hikes,
- and realtors trying to sell homes in cities where no one knows what ISO means.
Also suitable for anyone interested in preventing municipal collapse due to penny-wise, pound-foolish leadership.
- Assumes all 662 residential properties are affected
- Assumes increases began January 1, 2025 @ 12:00:01 AM Central Time
- This reflects the financial damage caused by delayed fire protection readiness
This is the amount of money that has left the community of Cross Plains due to leadership that is, at best, reactionary rather than proactive.
Based on 662 homes × $500/month ISO Class 10 premium inflation.
Clock begins January 1, 2025 @ 12:00:01 AM Central Time (UTC-6).